Cornerstone Law Partners Global

Payments, Privacy, and Consumer Protection Law Firm

A modern law firm and AI compliance advisory practice grounded in integrity, strategy, and trusted counsel for individuals, small businesses, influencers, fintechs, credit unions, RIAs, higher education, and healthcare.

Attorney licensed in Massachusetts · Jurisdiction & Representation

Virtual Law Firm

Serving clients nationwide

Massachusetts Licensed Attorney

Federal matters in Florida; co-counsel network for state-specific matters in other states

Multilingual Services

English · Portuguese · Spanish · French · Ghanaian

Practice Areas

Counsel across the full arc of growth.

Focused practices, one standard of care. Whether you are forming, scaling, regulated, or called, our attorneys meet you where you are.

A

Individuals & Small Business

Consumer financial protection, formation, contracts, and SBA support for individuals, entrepreneurs, and small businesses.

  • Credit Reporting & FCRA Disputes
  • FDCPA & Debt Collection Harassment
  • Identity Theft & Credit Fraud
  • Debit & Credit Card Scams
  • EFTA & Electronic Funds Transfer Disputes
See full details
B

Payments Law & Financial Services Regulation

Regulatory workflows, licensing advice, and dispute resolution for traditional finance, fintech start ups, and modern payment networks.

  • Payments Law & Regulatory Compliance: Structuring domestic and cross-border payment rails to align with Reg E, Reg Z, NACHA guidelines, RTP, and ACH protocols.
  • Consumer Financial Protection (UDAAP): Vetting financial products and disclosures to insulate institutions from predatory practice allegations or CFPB crackdowns.
  • Fair Lending & Fair Access (ECOA/Reg B): Counseling lenders and fintechs on equal credit opportunity, adverse action notices, and fair access compliance.
  • Truth in Lending (TILA/Reg Z): Advising on consumer credit disclosures, APR calculations, billing error resolution, and rescission rights.
  • Fair Credit Reporting (FCRA): Furnisher and user compliance programs, dispute handling workflows, and permissible purpose audits.
See full details
C

Influencer & Creator Legal

Protecting brand, voice, and revenue for creators operating at scale.

  • Brand Sponsorship Agreements *
  • Contract Review *
  • Partnership Negotiation *
  • Content Licensing *
  • Talent Agreements *
See full details
D

AI Governance & Data Privacy Compliance

Protecting intellectual property, ensuring consumer privacy, and maintaining statutory compliance across global frameworks.

  • AI Compliance & Policy Development: Custom AI Acceptable Use Policies and Human-in-the-Loop checklists to protect proprietary institutional data.
  • Healthcare Privacy Compliance (HIPAA): Structuring secure data pipelines to safeguard Protected Health Information (PHI) across medical networks and vendor apps.
  • Higher Education Privacy (FERPA): Designing information governance systems to protect student records and institutional academic databases.
  • Global & Domestic Privacy Frameworks (GDPR/CCPA/CPRA): Drafting data processing agreements and cross-border data transfer protocols to meet stringent international and state mandates.
  • Basic Cybersecurity Compliance: Constructing legally defensible incident response plans, data retention schedules, and vendor tech-stack screening protocols.
See full details
E

Faith Based Organizations

Stewardship guidance for churches and ministries pursuing kingdom impact.

  • Church & Ministry Legal Guidance *
  • 501(c)(3) Formation, Governance & Bylaws *
  • AI Compliance & Policy Development
  • Privacy Infrastructure Frameworks
  • Payments Law & Financial Compliance (Reg E, UDAAP)
See full details

* Massachusetts only. Federal matters handled in Florida; co-counsel network for state-specific matters in other states.

Practice Area · 01
A

Individuals & Small Business

We protect individuals, families, and small business owners against unfair financial practices and help entrepreneurs build durable legal foundations. From disputing inaccurate credit reports and stopping abusive debt collection, to forming the right entity and drafting contracts that actually protect you, our team brings BigLaw rigor at boutique-firm care levels.

Best for: individuals dealing with credit, debt collectors, identity theft, or card fraud, and founders launching or scaling a small business.

What we handle

  • Credit Reporting & FCRA Disputes
  • FDCPA & Debt Collection Harassment
  • Identity Theft & Credit Fraud
  • Debit & Credit Card Scams
  • EFTA & Electronic Funds Transfer Disputes
  • Debt Management & Bankruptcy
  • General Counsel for Small Businesses, Entrepreneurs & Start-Ups *
  • Business Formation (LLC, S-Corp, C-Corp, Nonprofit) *
  • Contracts & Business Guidance *
  • SBA Loan & Certification Assistance
Practice Area · 02
B

Payments Law & Financial Services Regulation

We counsel banks, credit unions, fintechs, RIAs, and payments companies on the full federal consumer financial protection stack — UDAAP, ECOA/Reg B, TILA/Reg Z, FCRA, EFTA/Reg E, TCPA — alongside ACH, RTP, NACHA, and card-network rules. Engagements range from launch-readiness reviews and policy/procedure builds to CFPB inquiry response and FINRA arbitration defense.

Best for: fintechs, banks, credit unions, RIAs, payments companies, and lenders that need regulatory counsel and compliance program design.

What we handle

  • Payments Law & Regulatory Compliance: Structuring domestic and cross-border payment rails to align with Reg E, Reg Z, NACHA guidelines, RTP, and ACH protocols.
  • Consumer Financial Protection (UDAAP): Vetting financial products and disclosures to insulate institutions from predatory practice allegations or CFPB crackdowns.
  • Fair Lending & Fair Access (ECOA/Reg B): Counseling lenders and fintechs on equal credit opportunity, adverse action notices, and fair access compliance.
  • Truth in Lending (TILA/Reg Z): Advising on consumer credit disclosures, APR calculations, billing error resolution, and rescission rights.
  • Fair Credit Reporting (FCRA): Furnisher and user compliance programs, dispute handling workflows, and permissible purpose audits.
  • Electronic Funds Transfers (EFTA/Reg E): Error resolution procedures, provisional credit timelines, and unauthorized transfer compliance for banks and fintechs.
  • Telephone Consumer Protection (TCPA): Consent capture, revocation handling, and outbound calling/texting compliance for financial communications.
  • Debit & Credit Card Compliance: Cardholder disclosures, chargeback workflows, and network rule alignment for issuers and program managers.
  • RIA & Wealth Management Compliance: Developing customized compliance infrastructure, Form ADV amendments, and fiduciary oversight frameworks for Registered Investment Advisers.
  • FINRA Arbitration & Representation: Providing robust legal counsel and defense during FINRA customer disputes, member arbitrations, and regulatory inquiries.
  • Diaspora Private Equity Formation and Consulting
  • Banking & Fintech Advisory
  • Risk & Regulatory Consulting
Practice Area · 03
C

Influencer & Creator Legal

Creators are operating real businesses with brand deals, licensing, talent, and IP risk. We negotiate sponsorship and partnership agreements, review and redline contracts before you sign, and structure your business so the revenue you earn actually stays with you. We also coordinate FTC disclosure compliance and platform-policy alignment.

Best for: influencers, content creators, podcasters, and creator-economy businesses that need real legal infrastructure.

What we handle

  • Brand Sponsorship Agreements *
  • Contract Review *
  • Partnership Negotiation *
  • Content Licensing *
  • Talent Agreements *
  • Business Structuring *
Practice Area · 04
D

AI Governance & Data Privacy Compliance

We help organizations adopt AI responsibly and operate privacy programs that hold up under regulator and auditor scrutiny. That includes AI acceptable-use policies and human-in-the-loop frameworks, HIPAA pipelines for healthcare, FERPA governance for higher education, and GDPR/CCPA/CPRA data processing agreements and cross-border transfer protocols.

Best for: healthcare organizations, higher education, SaaS and AI companies, and any business handling regulated personal data.

What we handle

  • AI Compliance & Policy Development: Custom AI Acceptable Use Policies and Human-in-the-Loop checklists to protect proprietary institutional data.
  • Healthcare Privacy Compliance (HIPAA): Structuring secure data pipelines to safeguard Protected Health Information (PHI) across medical networks and vendor apps.
  • Higher Education Privacy (FERPA): Designing information governance systems to protect student records and institutional academic databases.
  • Global & Domestic Privacy Frameworks (GDPR/CCPA/CPRA): Drafting data processing agreements and cross-border data transfer protocols to meet stringent international and state mandates.
  • Basic Cybersecurity Compliance: Constructing legally defensible incident response plans, data retention schedules, and vendor tech-stack screening protocols.
Practice Area · 05
E

Faith Based Organizations

Churches and ministries face real-world legal and financial complexity — governance, giving platforms, cross-border missionary payments, data privacy, and AI policy — without the legal budget of a Fortune 500. We provide stewardship-minded counsel that protects the mission and the people it serves.

Best for: churches, ministries, faith-based nonprofits, and Christian organizations operating domestically or globally.

What we handle

  • Church & Ministry Legal Guidance *
  • 501(c)(3) Formation, Governance & Bylaws *
  • AI Compliance & Policy Development
  • Privacy Infrastructure Frameworks
  • Payments Law & Financial Compliance (Reg E, UDAAP)
  • Mobile Giving Portals
  • Cross-Border Missionary Payment Rails
  • Cybersecurity Governance Audits
  • Regulatory Compliance Trainings
Why Choose Us

A modern firm, an enduring foundation.

Christian-Led

A Christian-led law firm called to serve with excellence, integrity, and care.

Client Focused

Every engagement begins by listening before we counsel.

Strategic

Forward leaning advice that protects today and unlocks tomorrow.

Integrity Based

Plain language, transparent pricing, no surprises.

Founding attorney portrait
About the Firm

Built on a cornerstone of conviction and craft.

Cornerstone Law Partners Global is a virtual law firm serving sophisticated clients with the discretion of a boutique and the bench strength of a national practice. Our attorneys advise founders, financial institutions, ministries, and nonprofits with a steady hand and a clear strategic point of view.

We believe great counsel begins with great character. That belief shapes how we listen, how we price, and how we show up for every client we are privileged to serve.

Learn About Our Approach
Client Voices

Trusted across industries and across the country.

Cornerstone gave our fintech the clarity we needed to launch in three jurisdictions without missing a beat.
M. Adeyemi
Founder, Payments Startup
They treat our ministry like family while delivering counsel that rivals any large firm we have worked with.
Pastor R. Whitaker
Lead Pastor, Cornerstone Chapel
Sophisticated, calm, and genuinely invested. They helped us restructure with confidence and grace.
L. Beaumont
CEO, Hospitality Group

We have a passion for helping people. Contact our lawyers to discuss your case and learn how we can help you.

Contact Our Lawyers
Affordable Consultations

Accessible counsel, transparent pricing.

We offer a full one hour consultation for only $95, and complimentary 15 minute phone consultations as availability allows. Our free phone consultation appointments fill up fast, so we recommend booking early.

One Hour Consultation
$95/ session

A full hour of focused attorney time to map your matter.

15 Minute Phone Call
Free

Limited availability, appointments fill quickly.

Consultation FAQ

Common questions about our consultations.

What is included in the $95 one hour consultation?

A full 60 minutes of dedicated attorney time. We review your situation, identify legal issues and options, discuss strategy, and outline clear next steps. You leave with a written summary of the recommended path forward. Payment is required at booking.

Who is eligible for the free 15 minute phone consultation?

Prospective new clients with a single, focused legal question may book a complimentary 15 minute call to determine whether we are the right fit. Existing clients should schedule a paid matter meeting instead. Free appointments are limited and tend to fill quickly.

What should I expect on the free 15 minute call?

A brief intake conversation. We will ask about your matter, confirm jurisdiction, identify any conflicts, and let you know if a full $95 consultation or formal engagement is the right next step. The call is not legal advice and does not create an attorney client relationship.

How are consultations delivered?

Both options are fully virtual. The $95 consultation is held by secure video conference; the free intake is by phone. After booking you will receive a confirmation email with the link or call details.

Will my consultation fee be applied to a future engagement?

If you retain Cornerstone Law Partners Global on a related matter within 30 days, the $95 consultation fee is credited toward your first invoice. Free 15 minute intake calls are not credited.

How do I prepare?

Send a short summary of your matter and any key documents in advance through the secure intake form. The more context we have, the more value you get from the time.

Begin the Conversation

Protect What Matters. Build With Confidence.

Schedule a private virtual consultation with a Cornerstone attorney. We will listen, then chart the path forward.

Schedule Your Virtual Consultation
Call (617) 657-1265