Outside General Counsel for Fintechs Built to Scale.

Money transmission and BSA/AML licensing strategy, bank-sponsor and BaaS program agreements, Reg E/Reg Z/Reg DD compliance, NACHA/ACH and RTP rules, payment-card network rules, UDAAP risk reviews, privacy and data-security programs, fundraising/term-sheet review, and enforcement defense. Cornerstone Law Partners Global serves as outside general counsel for fintech founders, lending platforms, payments companies, and crypto-adjacent businesses.

Yes. We negotiate sponsor-bank, program-manager, and BaaS agreements; build the compliance management system the sponsor will diligence; draft consumer-facing disclosures; and stand up vendor oversight, complaints, marketing review, and fair-lending controls, the topics regulators and sponsor banks audit on.

Reg E (electronic funds transfers), Reg Z (TILA/credit), Reg DD (deposits), Reg CC (funds availability), Reg P (privacy), NACHA Operating Rules (ACH), the RTP Operating Rules, network rules for Visa/Mastercard/Discover/Amex, state money transmission, and CFPB UDAAP.

We map your activity to state MTL exemptions and triggers, build the surety-bond/net-worth plan, prepare NMLS filings, coordinate agent-of-the-payee structures, and counsel on safe-harbors for crypto, payroll, marketplace, and remittance flows.

We respond to CFPB, FTC, OCC, FDIC, state AG, and state DFI inquiries, MRAs/MRIAs, civil investigative demands, and consent-order remediation.