NCUA & State Examinations
Pre-exam reviews, response letters to NCUA Documents of Resolution and state findings, BSA/AML and fair-lending program counsel.
Credit Unions
Counsel Built Around the Credit Union Difference.
Cornerstone Law Partners Global serves credit unions and CUSOs on NCUA exams, field-of-membership, lending and deposit compliance, fintech partnerships, and the member disputes that the supervisory committee escalates.
Lending & Deposit Compliance
Reg Z, Reg E, Reg DD, Reg CC, ECOA/Reg B, indirect lending dealer agreements, MBL caps, and overdraft program counsel.
Field of Membership & Governance
Field-of-membership petitions, bylaw amendments, supervisory committee charters, and board governance counsel.
CUSOs & Fintech Partnerships
CUSO formation, investment review, fintech BaaS-style partnerships, and third-party risk management.
FAQs
Credit Unions FAQs
Do you advise credit unions on regulatory compliance?
Yes, NCUA examination support, Reg E/Reg Z/Reg DD/Reg CC, BSA/AML, fair lending (ECOA/Reg B and HMDA), member-business lending caps, field-of-membership rules, and CUSO formation and oversight.
Can you draft membership and lending documents?
Membership applications, consumer and business loan packages, IOLTA and trust account agreements, indirect-lending dealer agreements, overdraft programs, and online/mobile banking disclosures.
Do you handle CFPB or state DFI matters?
We respond to NCUA Documents of Resolution, state examination findings, CFPB supervisory letters, and member complaints that escalate to regulators.
What about CUSO and fintech partnerships?
We structure CUSO investments, draft service agreements with fintech partners, and align vendor oversight with NCUA Letter to Credit Unions 07-CU-13 (and successors) on third-party risk.
Can you serve as outside general counsel?
Yes, on-call legal support for boards, supervisory committees, and CEOs on contracts, employment, member disputes, and regulatory questions.
Related Counsel
Fintech Partnerships
Bank/CU-fintech BaaS programs, sponsor agreements, and vendor oversight.
Learn moreContracts & Business Guidance
Vendor, dealer, and indirect-lending agreements for credit unions and CUSOs.
Learn moreCredit Reporting & FCRA
Furnisher obligations, dispute procedures, and member-credit accuracy.
Learn moreDebt Management & Bankruptcy
Member collections, charge-offs, and bankruptcy POC strategy.
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